Now that you've chosen your rewards card it is time to start looking over all of your regular monthly payments. Those vendors who accept credit cards without a fee are an easy set up, get it done!
If you have a bill which does not accept a credit card, start the process of finding an acceptable substitute. There are many companies out there providing cell phone service as one example. Set aside a time for examining your current bill and what the others may offer for you. This is a great exercise in money saving too! Leaving everything on autopilot is not a good approach to your financial life, see who is taking your hard earned money each month and make sure they earned it.
Many utility providers have stopped accepting credit cards without charging a fee. The amount varies based on the company. So, while I never like to pay those extra fees, I also detest being close to a trip and not having what I need to make it happen. In some circumstances, if you need to top off your account, find the low hanging fruit. It might cost $3 to make the payment, but it could tip you over on the amount of miles or points you need to book the trip. Keep this in mind.
The other route is to prepay something. If you need just a few miles to get where you need to be, look at making an early car insurance payment. By doing so you don't incur any charge you wouldn't already, you are just doing it when it is best for you. The benefit is too, you come home and no insurance bill is due after the vacation.
Posts
No comments:
Post a Comment