Creating Spend

 Side gigs like mystery shopping can allow you to create spending on your card for things you will be reimbursed for like dining out or retail purchases. To locate a reliable and trusted shop company look at the list here: https://members.mspa-americas.org/directory/

Don't fall for scam companies, always check before you sign up and start shopping. Reddit, Facebook and other social media groups have large pages devoted to sharing information on mystery shops and audit companies, do your due diligence. Some companies are better than others and geographically you want to locate a company that has shops near you. 

And, as always, think layering! Can you do the shop and earn points on their app? Use your card to earn points. Are coupons allowed? If so, make the meal or outing go further. Some apps like Upside offer cash back for receipt uploads after the shop/dine is done. That's money coming back to you for something you've already been paid for and earned your rewards for doing, one more layer!